Terms
Terms of Service
These Terms apply to your use of theretirementindex.com. By using the site, you agree to these Terms. If you do not agree, do not use the site.
Educational content only; no professional relationship
The Retirement Index publishes general educational information about gold IRAs, self-directed IRAs, retirement products, tax rules, affiliate disclosures, company evaluation criteria, and related topics.
We are not a registered investment adviser, broker-dealer, law firm, accounting firm, tax preparer, insurance agency, Medicare adviser, Social Security adviser, or fiduciary adviser.
Nothing on this site is individualized financial, investment, tax, legal, accounting, insurance, Medicare, Social Security, healthcare, or regulatory advice. Nothing on this site creates an adviser-client, attorney-client, accountant-client, fiduciary, broker-customer, or other professional relationship.
Before making a retirement, rollover, tax, investment, insurance, Medicare, Social Security, or healthcare decision, consult qualified professionals who can evaluate your specific circumstances.
No offer or solicitation
Content on this site is not an offer, solicitation, recommendation, or instruction to buy, sell, hold, roll over, transfer, open, close, or fund any security, commodity, retirement account, insurance product, or financial product.
Accuracy and availability
We work to keep content accurate and current, but laws, tax rules, retirement-account rules, fees, company policies, product terms, regulator actions, and market conditions change. We do not warrant that content is complete, current, error-free, or suitable for your circumstances.
Third-party links and affiliate relationships
The site may include links to third-party websites, including paid provider links. We may earn compensation when you click a paid link or complete a tracked action. Third-party sites are not controlled by us. We are not responsible for the content, accuracy, fees, claims, contracts, privacy practices, or policies of any third-party site. You are responsible for reviewing a third party’s terms, privacy policy, fee schedule, account documents, disclosures, and contracts before taking action.
No guarantees
We do not guarantee investment performance, tax outcomes, regulatory outcomes, account approval, provider availability, account-opening success, pricing, fee levels, or any specific financial result. We do not predict the price of gold, the direction of the stock market, interest-rate changes, recessions, inflation, currency movements, or any other macroeconomic event.
User submissions
If you send us a correction request, company submission, contact-form message, vendor inquiry, press request, or other information, you grant us permission to review, store, and use that information to respond, verify claims, improve coverage, protect the site, or evaluate companies. Do not submit Social Security numbers, financial account numbers, passwords, medical information, tax returns, account statements, or other sensitive personal information through our forms. Company submissions do not guarantee coverage, ranking, favorable language, removal of criticism, or a paid relationship.
Intellectual property
Editorial content on The Retirement Index is copyrighted to the publication. You may quote brief passages for non-commercial commentary or review with proper attribution and a link back to the source article. Republishing entire articles or substantial portions without written permission is prohibited. Third-party trademarks referenced on the site are the property of their respective owners.
Prohibited use
You may not use the site to violate law; submit false or misleading information; attempt to interfere with site security; scrape or republish substantial portions of the site without permission; impersonate another person or company; submit sensitive personal information through forms; or misuse correction, contact, or company-submission channels.
Limitation of liability
To the fullest extent permitted by law, The Retirement Index, its editorial team, contributors, service providers, and affiliated entities will not be liable for any indirect, incidental, consequential, special, exemplary, punitive, or similar damages arising from your use of the site, reliance on any content, or interaction with any third-party provider.
Indemnification
You agree to indemnify and hold harmless The Retirement Index, its editorial team, contributors, service providers, and affiliated entities from claims arising from your misuse of the site, violation of these Terms, or submission of false, misleading, unlawful, or sensitive information.
Changes to these Terms
We may update these Terms from time to time. Material changes will be reflected by an updated “Last reviewed” date at the top of this page.
Governing law
These Terms are governed by the laws of the United States and the state in which The Retirement Index’s principal operations are based. Any dispute arising under these Terms that cannot be resolved through good-faith written negotiation within thirty (30) days will be submitted to the exclusive jurisdiction of the applicable state or federal courts in that operating jurisdiction. You consent to personal jurisdiction in those courts. Questions about applicable law or jurisdiction may be directed to editorial@theretirementindex.com.
Contact
Questions about these Terms may be sent to editorial@theretirementindex.com.