Skip to main content
The Retirement Index

Paid-link disclosure: We may earn a commission from some provider links on this site. Rankings are based on published editorial criteria, not commission rates. This site is educational only and does not provide individualized financial, investment, tax, legal, insurance, Medicare, or Social Security advice. Read our disclosure and editorial standards.

Published Fee Sheet · Verified Example · June 2026

Augusta Precious Metals Fees: Full Gold IRA Cost Breakdown, Storage, and Buy/Sell Pricing (2026)

By The Retirement Index Editorial Team

Published Last reviewed Fact-checkedCites IRS, SEC, FINRA, CFPB

By The Retirement Index Editorial Team · · Next review: · Affiliate disclosure

What we verified.Augusta’s published fee sheet (accessed 2026-06-13) example: $50 one-time custodian application, $125 annual custodian maintenance, $100 annual storage at a sample non-government depository = $275 year 1 / $225 ongoing. Augusta $50,000 minimum order verified from Augusta’s public fee sheet. IRS collectibles rules and distribution guidance sourced to IRS.gov and IRS Publication 590-B.

Quick answer

Augusta’s published fee sheet example shows $50 one-time custodian application, $125/yr custodian maintenance, and $100/yr storage = $275 year 1 / $225 annually. These are example figures — your actual custodian/depository may differ. Augusta also requires a $50,000 minimum and does not guarantee repurchase. The total cost also depends on the spread between purchase price and any future buyback price.

Augusta’s published fee schedule

Augusta’s fee sheet gives a simple example you can verify. It lists a $50 one-time custodian application/setup fee, $125 a year for custodian maintenance, and $100 a year for storage using a sample non-government depository.

Cost componentYear 1Year 2+What it covers
Custodian application/setup fee$50Opening and setting up the IRA
Custodian maintenance fee$125$125Ongoing IRA administration
Storage fee$100$100Sample non-government depository storage
Total$275$225

Source: Augusta Precious Metals fee sheet, accessed 2026-06-13. The word “example” is important — Augusta’s sheet uses a specific custodian/depository, so your actual arrangement should be confirmed before you fund. Minimum order: $50,000.

All-in holding-period view

Using Augusta’s published example, the fixed-fee totals look like this (custody/storage only — does not include purchase spread or buyback):

Holding periodCustody/storage total
1 year$275
3 years$275 + 2 × $225 = $725
5 years$275 + 4 × $225 = $1,175
10 years$275 + 9 × $225 = $2,300

Custody/storage side only. Does not include the spread paid when buying metals or any amount received at buyback.

Compare Gold IRA Providers →

Free 60-second fit check. No commitment required.

Buy/sell pricing: why annual fees aren’t the whole cost

Augusta’s disclosures describe a pricing framework that includes an ask price (what you pay to buy) and a buyback price (what you may receive when selling back). The difference between those two can matter a lot — sometimes more than the entire annual custody fee.

Think of annual fees as the “carrying cost” — real but usually steady. The dealer pricing spread is more like the “in and out” cost, and that can be the larger number over the life of an account.

Augusta states that it does not guarantee repurchase and that such guarantees are not permitted by law. View buyback as a process to confirm, not a promise to rely on.

IRS rules that affect Gold IRA costs

IRS rules do not set Augusta’s invoice, but they shape what can be held in an IRA and when assets may need to be sold or moved.

Under IRS guidance on collectibles in individually directed qualified plan accounts, IRA-held bullion must meet IRS rules and be held by an approved trustee/custodian arrangement. Not all physical assets qualify. IRS Publication 590-B covers IRA distributions, which can affect the exit side when metals must be sold or repositioned.

How Augusta compares on fee structure

A fair comparison should line up the same categories across providers:

ItemAugusta (published example)Any competitor (request)
Minimum order$50,000Ask
Custodian setup fee$50 (example)Ask
Annual custodian maintenance$125 (example)Ask + custodian schedule
Annual storage fee$100 (example, non-govt depository)Ask + depository schedule
Storage typeConfirm with Augusta for your accountConfirm segregated vs. commingled
Ask/purchase priceVaries; confirm in transaction docsAsk in writing
Buyback pricing methodNot guaranteed; process-basedAsk in writing

Written-document checklist

Ask for these items in writing before funding:

  • Which custodian will hold my IRA?
  • What is the exact setup fee for my account?
  • What is the annual maintenance fee?
  • Which depository will store the metals?
  • Is the storage fee $100 per year for my setup, or does it change?
  • Is storage segregated or commingled?
  • How is the purchase price confirmed?
  • How is the buyback price set?
  • Are there any restrictions on selling back?
  • When do fees start?
Get My Personalized Retirement Path →

Compare gold IRA options before you move retirement money.

Frequently asked questions

What are Augusta Precious Metals fees for a Gold IRA?

Augusta's published fee sheet example (accessed 2026-06-13) shows a $50 one-time custodian application/setup fee, $125 annual custodian maintenance fee, and $100 annual storage fee using a sample non-government depository — totaling $275 in year 1 and $225 annually thereafter. The important word is 'example': your actual custodian/depository setup should be confirmed before you fund.

Does Augusta charge commissions on precious metals?

Augusta states that no extra commission is added to quoted prices after recorded confirmation and payment. However, Augusta also uses a buy/sell pricing framework with an ask price (what you pay) and a buyback price (what you may receive when selling). The spread between those two can be a significant cost. Augusta's fee sheet shows commission-type spreads for bullion and premium products — ask for the full transaction terms in writing.

What is Augusta Precious Metals' minimum investment?

Augusta states its minimum order size is $50,000 for both cash and IRA purchases (verified 2026-06-13). This is one of the highest minimums among major gold IRA dealers. It means fixed annual fees ($225/yr ongoing) represent a smaller percentage of a $50,000+ account than they would for a smaller balance.

Does Augusta guarantee repurchase of metals?

Augusta states that repurchase guarantees are not permitted by law and that it does not guarantee repurchase. Buyback should be treated as a process to confirm rather than a promise to rely on. Before funding, ask Augusta how the buyback price is set, whether there are restrictions on selling back, and what the expected timeline for liquidation is.

How do Augusta Precious Metals fees compare to other Gold IRA providers?

A fair comparison requires lining up the same categories: custodian setup fee, annual custodian maintenance fee, annual storage fee, storage type (segregated or commingled), dealer pricing (ask price and buyback price), repurchase policy, and minimum order size. Augusta's $225/yr ongoing example is competitive for accounts above $50,000, but total cost also depends on the spread between purchase and buyback prices.

Affiliate disclosure

The Retirement Index is an independent research and comparison resource for retirement planning decisions. Some links on this page may be affiliate links. If you click and open an account, we may receive a commission at no additional cost to you. Our editorial content is not influenced by affiliate relationships. See our full affiliate disclosure.